If you live in Missouri and operate your own small business, you may be handling your own employment needs with regard to hiring, firing and so on. Often, one of the best ways to prevent potential lawsuits from employees or otherwise finding yourself in trouble involves adopting some solid human resource-related practices from day one, and this holds true when it comes to employment contracts. At Kozeny & McCubbin, we understand the essential elements of an employment contract, and we have helped many Missouri small business owners fine-tune theirs and prevent potential problems down the line.
If you reside in Missouri and are the parent of a disabled or special needs child, you may have valid concerns about who is going to provide and care for your child once you become unable to do so yourself. At Kozeny & McCubbin, we recognize that parents of special needs children face unique estate planning considerations, and we have helped many parents facing similar circumstances create effective plans for the future.
If you think you do not have an estate because you are not wealthy or do not own many assets, you are not alone. According to CNBC.com, wills are basic estate planning documents that nearly 64 percent of people lack. The most common reason they put off estate planning is they do not believe they need to do it. Regardless of how much wealth and assets you plan to leave behind and the number of family members you have, you can still benefit from planning your estate.
A lot of people delay making an estate plan. If you already have a will and perhaps some other documents, such as a trust, power of attorney or beneficiary designations, then you are already off to a good start. You are ahead of the curve. However, you should always remember that creating an estate plan is just the first step in what should be a continual process.